Annual declaration support for Latvia

Review your annual bank statement before the Latvian declaration.

Upload one statement file, review income grouped by source with VID codes, and export a checked summary for your declaration in EDS.

Start bank statement analysis
Free while in development · No bank login — just a file · EN/RU/LV
Works with statement exports:
XML CAMT · recommended FiDAViSta Swedbank Luminor MT940 CSV / XLSX
How it works

From raw statement to a checked summary in four steps

01 — Upload
Drop your annual
statement file
XML · CSV · XLSX · MT940 · up to 20 MB

Choose the tax year and upload the export from your bank.

02 — Automatic grouping
Salaryrule
Rent incomekeyword
Unclear transferAI

Deterministic rules first; AI only for the unclear rest. You confirm everything.

03 — Guided review
Who is Janis B. to you?
Gift Loan Household

Targeted questions only where needed; the report reconciles to the cent.

04 — Export
XLSX CSV

A checked summary with official VID income codes and EDS sections, ready for your own declaration workflow.

A Latvia-native tax brain

Every category maps to official VID income codes and EDS declaration sections, with legal hints citing the Latvian IIN law. When non-taxable income passes the €10,000 declaration threshold for the tax year, Declira tells you.

Salary1001 · D1
Dividends1011 · D1¹
Business income2007 · D3
Capital asset saleDK
Salary — SIA DARBS · 12 payments 0.98
Rent — A. Ozols · 11 payments 0.91

Smart review, not row-by-row torture

Income is grouped by payer and category. One button confirms everything the engine is sure about; you only answer questions where a human decision genuinely matters.

Cash-audit early warning

A chronological cash ledger tracks ATM withdrawals against deposits. Depositing more cash than you ever withdrew is the classic pattern that triggers VID questions — Declira flags it per row, before VID does.

Cash ledgerAmountBalance
ATM withdrawal · 12.01−200,00200,00
Cash deposit · 03.03+300,00−100,00 ⚑
Flagged: more cash deposited than withdrawn
SIA DARBS → SalarySaved rule
A. Ozols → Rent incomeSaved rule
Mother → Gift from relativeSaved rule

It learns your payers

Every confirmed decision becomes an income-source profile and a classification rule. Next year's statement mostly classifies itself.

What you get

A seven-sheet workbook, not a black box

The export is a fully localized XLSX (CSV also available) that shows every decision: what was classified, by what, with what confidence — down to the original statement rows.

Category
Amount EUR
EDS
VID code
Legal hint
Salary
18 480,00
D1
1001
IIN law, Art. 8 — employment income
Rent income
4 950,00
D1
1015
IIN law, Art. 11¹² — rental regime
Gift from relative
1 200,00
D1
Exempt — gifts between relatives
Platform income (Bolt)
2 310,00
D3
2007
IIN law, Art. 11 — economic activity
Also in every row: Taxable suggestion · Classification source · Confidence · Cash ledger Localized EN / RU / LV
Who it's for

Made for statements that are hard to explain

Many person-to-person transfers

Friends, family, shared expenses — hundreds of rows you'd otherwise explain one by one.

Self-employed, multiple sources

Freelance, platform work, rent, dividends — each with its own VID code and EDS section.

Turnover near €15,000

Banks report accounts above the threshold to VID. See your account the way VID will see it.

Cash-heavy users

Cash deposits attract audit questions. The cash ledger warns you about the pattern first.

Security & privacy

A year of banking data deserves plain answers

File upload only
Declira never asks for your bank login — just the statement file.
AI runs server-side only
Classification happens on our servers, never in third-party browser calls.
Access denied by default
Your data is workspace-scoped; storage rules deny everything not explicitly yours.
Operated from Latvia
Hosted on Google Cloud, operated by APPKA SIA in Latvia.
Deletion on request
Ask, and your data is removed (processing may take up to 90 days).
No marketing cookies
Nothing loads before your consent, and marketing cookies are ruled out.

Declira does not replace VID, your accountant, or a tax consultant

It prepares your data so that conversation is shorter. AI output is advisory — you confirm every decision, and you submit the declaration yourself through VID EDS.

FAQ

Fair questions

No. Declira helps prepare a checked bank-statement summary. You submit the declaration yourself through VID EDS.
Free while in development. Fees may be introduced later; you'll see it clearly before anything changes.
Your data is workspace-scoped with deny-by-default access rules, AI runs server-side only, and the service is hosted on Google Cloud and operated from Latvia by APPKA SIA.
XML (CAMT / FiDAViSta) is recommended; XLSX, XLS, CSV, MT940 and STA are supported, up to 20 MB. Works with Swedbank and Luminor exports and generic CSV/XLSX with recognizable columns in EN/LV/RU.
No. Declira works from a statement file you upload — it never connects to your bank and never asks for credentials.
It stays in your workspace for your own reference, and is deleted on request (processing may take up to 90 days). No marketing cookies, ever.

The declaration window opens 1 March.

Arrive with your statement already sorted, reconciled to the cent, and labeled with the VID codes EDS asks for.

Start bank statement analysis
Free while in development · No bank login — just a file